Help

To view your remaining loan balance, simply Log In to digital banking. Your loan account balance will display on the main screen.

If you need the exact payoff amount, please contact us directly.

If you want to make an additional payment on your principal, please give us a call 888.394.0186 or mail in a check.  Note whether the amount is to be applied to your next monthly payment or whether it's additional principal. Mail payments to:  OnePlace, 1920 Center Creek Drive, Fairmont, MN 56031.

No! If you choose to pay off your loan early, you will not be charged any penalties.

If you would like more information about your specific loan agreement, please contact us.

Your monthly payment amount will remain the same throughout the contracted period.

If you would like to make an extra payment, please specify how you would like it to be allocated. For example, you can choose to apply it towards your next monthly payment, make an additional payment towards the principal amount, or use it as a final payment towards the total amount owed. 

And, remember OnePlace does not charge prepayment penalties so you can pay it off early whenever you choose!

Interest rates are constantly changing with market conditions. Please call 888.394.0186 or contact us for further details.

The routing number for OnePlace which is a division of Bank Midwest, is 091201643.

Loan account number: Loan account numbers will appear on your payment billing notice.

Bank account number: Deposit account numbers are available on account documentation received when opening your account.

Yes, we're a real bank. OnePlace a division of Bank Midwest, is a member of the FDIC, an independent agency of the U.S. Government — the Federal Deposit Insurance Corporation (FDIC) — which insures your deposits up to $250,000 per depositor.

Large Depositors

Avoid the hassle of working with multiple banks to insure your funds on large balances. Full FDIC insurance on deposits larger than $250,000** is available with OnePlace.bank's Insured Cash Sweep® (ICS) service.

This service has an accepted network of banks where we place your over-insurance limit checking, savings and money market funds. And, it tracks that your funds are maintained by Bank Midwest. You can enjoy peace of mind and the convenience of working with one bank.

Learn more about ICS protection by contacting us. 

**Limits apply.

Use of the ICS service is subject to the terms, conditions, and disclosure set forth in the applicable  program agreements. Limits and customer eligibility criteria may apply. ICS program withdrawals are limited to six per month when using the ICS savings option. ICS, Insured Cash Sweep, are registered service marks of IntraFi Network, LLC.

Use our OnePlace debit card fee-free in locations found across  the U.S. at thousands of MoneyPass® ATMs in the U.S and Puerto Rico. Find a MoneyPass ATM.

You can transfer money using an online banking service provided by your other bank or wire funds using the details found on this wire instructions sheet.